Basics of Credit Management

Basics of Financial and Credit Management

In this course, you will learn to work out financial statements and analysis through ratios hands down in excel format and take credit decisions as per the bank’s benchmark.

$14.95 / MONTH SITE SUBSCRIPTION (W/ 14 DAY FREE TRIAL) $149.95 / YEAR SITE SUBSCRIPTION (W/ 14 DAY FREE TRIAL)

Course curriculum

1. Segment - 00 - Course Outline
2. Segment - 01 - Introduction
3. Segment - 02 - Banking Risks & Lending Principles
4. Segment - 03 - Due Diligence in Credit
5. Segment - 04 - 3 C's of the Borrower
6. Segment - 05 - 6 P's of the Borrower
7. Segment - 06 - MASTDAY Principle on Security
8. Segment - 07 - Feasibility & Viability Study
1. Segment - 08 - Introduction
2. Segment - 09 - Individual Borrower
3. Segment - 10 - Partnership Firms
4. Segment - 11 - HUF
5. Segment - 12 - Company Features
6. Segment - 13 - Hybrid Companies
1. Segment - 14 - Borrowing Power of a Company
1. Segment - 15 - What are Financial Statements?
1. Segment - 16 - Balance Sheet Structure & Concepts
2. Segment - 17 - Fixed Assets
3. Segment - 10 - Other Assets
1. Segment - 19 - What is Income Statement?
2. Segment - 20 - Analysis of Income Statement
1. Segment - 21 - Introduction to Ratios
2. Segment - 22 - Liquidity Ratios
3. Segment - 23 - Practical Work Out with Liquidity Ratios
4. Segment - 24 - Solvency Ratios
5. Segment - 25 - Turnover Ratios
6. Segment - 26 - Profitability Ratios
7. Segment - 27 - Interpretation of Ratios
1. Segment - 28 - What is Working Capital Loan?
2. Segment - 29 - Working Capital Cycle
3. Segment - 30 - CC Limit, Margin & Drawing Power
4. Segment - 31 - Turnover Method
5. Segment - 32 - MPBF Methods
1. Segment - 33 - Characteristics of Term Loans
2. Segment - 34 - Calculation of Depreciation
3. Segment - 35 - Drawing Repayment Schedule
4. Segment - 36 - Calculating DSCR
5. Segment - 37 - Security Coverage Ratio
6. Segment - 38 - Break Even Analysis
7. Segment - 39 - Break Even Case Study
1. Segment - 40 - Technical and Financial Parameters
2. Segment - 41 - Project Cost & Means of Finance
3. Segment - 42 - Working of Various Schedule
4. Segment - 43 - Profit & Loss Account, DSCR & Reserves & Surplus
5. Segment - 44 - Cash Flow Statement
6. Segment - 45 - Balance Sheet
7. Segment - 46 - Analysis of Case Study

About this course

Free
47 lessons
6 hours of video content

Basics of Financial and Credit Management

Course curriculum

Module 1 - Principles of Lending

Module 2 - Types of Borrowers

Module 3 - Borrowing Powers of a Company

Module 4 - Understanding Financial Statements

Module 5 - Understanding Balance Sheet

Module 6 - Income Statement

Module 7 - Ratio Analysis & Interpretation

Module 8 - Appraisal of Working Capital Loan

Module 9 - Appraisal of Term Loan

Module 10 - Term Loan Case Study

About this course