Course curriculum

  • 1

    Module 1 - Principles of Lending

    • Segment - 00 - Course Outline
    • Segment - 01 - Introduction
    • Segment - 02 - Banking Risks & Lending Principles
    • Segment - 03 - Due Diligence in Credit
    • Segment - 04 - 3 C's of the Borrower
    • Segment - 05 - 6 P's of the Borrower
    • Segment - 06 - MASTDAY Principle on Security
    • Segment - 07 - Feasibility & Viability Study
  • 2

    Module 2 - Types of Borrowers

    • Segment - 08 - Introduction
    • Segment - 09 - Individual Borrower
    • Segment - 10 - Partnership Firms
    • Segment - 11 - HUF
    • Segment - 12 - Company Features
    • Segment - 13 - Hybrid Companies
  • 3

    Module 3 - Borrowing Powers of a Company

    • Segment - 14 - Borrowing Power of a Company
  • 4

    Module 4 - Understanding Financial Statements

    • Segment - 15 - What are Financial Statements?
  • 5

    Module 5 - Understanding Balance Sheet

    • Segment - 16 - Balance Sheet Structure & Concepts
    • Segment - 17 - Fixed Assets
    • Segment - 10 - Other Assets
  • 6

    Module 6 - Income Statement

    • Segment - 19 - What is Income Statement?
    • Segment - 20 - Analysis of Income Statement
  • 7

    Module 7 - Ratio Analysis & Interpretation

    • Segment - 21 - Introduction to Ratios
    • Segment - 22 - Liquidity Ratios
    • Segment - 23 - Practical Work Out with Liquidity Ratios
    • Segment - 24 - Solvency Ratios
    • Segment - 25 - Turnover Ratios
    • Segment - 26 - Profitability Ratios
    • Segment - 27 - Interpretation of Ratios
  • 8

    Module 8 - Appraisal of Working Capital Loan

    • Segment - 28 - What is Working Capital Loan?
    • Segment - 29 - Working Capital Cycle
    • Segment - 30 - CC Limit, Margin & Drawing Power
    • Segment - 31 - Turnover Method
    • Segment - 32 - MPBF Methods
  • 9

    Module 9 - Appraisal of Term Loan

    • Segment - 33 - Characteristics of Term Loans
    • Segment - 34 - Calculation of Depreciation
    • Segment - 35 - Drawing Repayment Schedule
    • Segment - 36 - Calculating DSCR
    • Segment - 37 - Security Coverage Ratio
    • Segment - 38 - Break Even Analysis
    • Segment - 39 - Break Even Case Study
  • 10

    Module 10 - Term Loan Case Study

    • Segment - 40 - Technical and Financial Parameters
    • Segment - 41 - Project Cost & Means of Finance
    • Segment - 42 - Working of Various Schedule
    • Segment - 43 - Profit & Loss Account, DSCR & Reserves & Surplus
    • Segment - 44 - Cash Flow Statement
    • Segment - 45 - Balance Sheet
    • Segment - 46 - Analysis of Case Study